Debt Payoff Spreadsheet Excel


Track all your debt and your equity in this one simple sheet:

  • Simply list all your credit cards and loans
  • Add in your checking (current) accounts, savings + Investments

AUTOMATIC calculations will tell you:

  • where your most expensive debts are
  • What your Debt to Equity Ratio is
  • How much every $/£/Euro in debt is costing you over the year

…and so much more!

Don’t worry if it looks too complicated – we have a full user manual and video’s to help you through

Welcome to your NEW Debt Payoff Spreadsheet!

Did you know that getting organised with HOW you pay off your debts – or even WHERE you keep them could actually SAVE money??

Check out the walkthrough video HERE

This sheet and the instruction guide will help you to answer a number of questions that you may have about your current debt situation. I do hope you like it as I personally developed it for myself so that I can feel more organized with what I owe and it really helps!

Quite often if we have a number of cards, a few loans, a mortgage (or two) and possibly the odd store card hanging around, it can feel too much of a mountain to climb – I mean – who wants to start a journey when you don’t know how far you’re going or how long it will take you to get there??

I’d be willing to bet that not many people would sign up for that field trip!

In this download you will find 5 files

3 are for the debt tracker spreadsheet (in 3 currencies)
1 is a 19 page pdf guide on how to use the sheet and what you might want to do with the outputs
1 is a bonus case study that I did on the difference between the avalanche payoff method and the snowball method – you might be surprised at the results!

NOTE that this is a MS EXCEL FILE and has not been tested in google sheets – please be aware of this BEFORE you buy – many thanks!

Due to the DIGITAL nature of the purchase, we are not able to accept returns, exchanges or cancellations.

If you have any problems with the files or wish to provide feedback on the products, please get in touch with me either through via

All products from this shop are for personal use only. Please do not, resell them, copy any of them or in any way use our products for commercial gain – apart from using them in your business of course!


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