10 Best Budget Planner Notebooks UK: Penny-Pinching Pages for 2023
Budgeting can be a game-changer when it comes to managing your finances, and having the right tool plays a key role in making this task more enjoyable and effective. Enter the budget planner notebook simple, yet powerful financial companion designed to help you stay on track with your spending and savings goals.
These books come in various shapes and sizes, catering to different personal preferences and financial needs. Some offer a minimalist, clean layout to ensure you can easily monitor your essentials, while others provide more comprehensive features to help you delve deeper into your financial habits. The choice is yours; the right notebook can become your trusty ally in navigating the ever-challenging world of personal finance.
When choosing a good planner, it’s crucial to pay close attention to factors such as layout, size, usability, and durability. Consider whether the budget planner book offers tools for tracking your expenses, income, and saving goals, as well as any extras—like budgeting tips, inspirational quotes, or stickers—that will keep you engaged and motivated. Remember, an excellent budget planner is one that you will genuinely enjoy using and can withstand the test of time.
Armed with this knowledge and a dash of enthusiasm, you are now ready to explore the world of budget planning. So, buckle up, as we guide you through the top picks available on the market, easing your journey towards financial success with the help of your new, indispensable companion.
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Best Planning Notebooks for Budgeting
Time to get your finances sorted, mate! Below, you’ll find our hand-picked list of the best available options on Amazon. Trust us, your wallet will thank you.
Getvow Budget Planner

Say hello to better financial management with this undated, user-friendly budget planner.
Pros
- Comprehensive sections for financial goals, strategy, and tracking
- 12-month undated format for flexibility
- Premium quality materials and construction
Cons
- A5 size may be too small for some users
- Colour options are limited
- No separate section for categorising expenses
Budgeting can be a daunting task, but with the Getvow Budget Planner by your side, you’re all set to turn things around in your financial journey. When you start using this planner, you’ll appreciate how it neatly organises your financial data into easily manageable sections. With dedicated pages for setting and reviewing your financial goals, you’ll find it easier to take control of your spending habits.
The 12-month, undated format means you can dive in to better expense management any time of the year without wasting pages, which adds to the beauty of this planner. And because it’s so thoughtfully designed, you’ll love staying consistent in keeping track of your financial activities month after month.
One thing you might need to watch out for is the A5 size of the planner, which may be a tad small for some users, especially if you prefer jotting down more details. Moreover, the planner is only available in teal and rose, so the colour options may not cater to everyone’s tastes. It would have been ideal if it had a separate section to categorise expenses, however, it’s still a solid choice for improving your financial management.
In conclusion, the Getvow Budget Planner could be your ticket to better money management, thanks to its comprehensive layout and flexible use. If you can look past the limited colours and size, this planner is truly a worthy investment in meeting your financial goals.
Nokingo Budget Planner

This Nokingo Budget Planner is the perfect partner to help you manage your finances without breaking the bank.
Pros
- Effective money management system
- Undated for flexible start
- Premium quality materials
Cons
- Limited space in some sections
- Predefined budget categories might not suit everyone
- Takes time and effort to document every expense
Say goodbye to financial chaos with the Nokingo Budget Planner, intricately designed to help you effectively manage your money throughout the year. Set financial goals, keep on track with savings and debts, and routinely review your expenses to keep your finances in check.
The undated planner offers flexibility, ensuring you can start the journey towards financial stability whenever you’re ready. With a full 12 months worth of organisational space, you’ll embrace the habit of responsible spending, setting yourself up for a brighter, more financially secure future.
However, be prepared to invest some time documenting your expenditures, as the process can be a touch tedious. Additionally, the predefined budget categories might not perfectly align with everyone’s unique financial situation. So if you’re particular about every detail, consider the Nokingo Budget Planner as a starting point rather than your ultimate solution.
In conclusion, the Nokingo Budget Planner is a fantastic tool for those seeking a user-friendly, effective means of managing finances. Though not without its drawbacks, it’s still a great investment for a more secure and stress-free financial life.
Pukka Pad Carpe Diem

This book could be your new best friend for managing finances in a fun and stress-free way.
Pros
- Customisable 12-month layout
- Appealing designs and stickers
- Convenient inside pocket
Cons
- Undated pages may require extra time to fill
- Stickers may not suit everyone’s taste
- Limited additional pages for notes
The Pukka Pad Carpe Diem is designed to help you take control of your finances in a creative and enjoyable manner. With a 12-month undated layout, it allows you to start managing your budget at any time of the year, ensuring you don’t find yourself waiting for the “perfect” moment to begin.
What sets this budget planner apart from others on the market is its focus on making budgeting fun. With two included sticker sheets containing 183 finance-themed stickers, you can plan your financial goals in style. Plus, the beautiful designs featured throughout the planner can make you look forward to each budgeting session.
However, this planner may not be suitable for everyone. The undated pages require extra time and effort to fill in, which might not appeal to you if you prefer a more straightforward approach. Additionally, the stickers and design elements may not be to everyone’s taste, as they might seem too playful for some.
In conclusion, the Pukka Pad Carpe Diem budget notebook is a fantastic budgeting companion for individuals who enjoy adding some creativity and flair to their financial planning. The user-friendly layout and fun aesthetic elements make it a wise choice for injecting enjoyment into what may be perceived as a dull task.
Budget Planner and Monthly Bill Organizer

Get your finances in order with this practical and easy-to-use budget planner, ideal for those looking to save money and manage debts.
Pros
- Simple layout for effective budgeting
- 12-month format for long-term planning
- Easy-to-understand financial categories
Cons
- Limited customisation options
- Larger size may not suit everyone
- Paperback cover may wear quickly
Stepping into the world of budgeting can often be a daunting task, but with the Budget Planner and Monthly Bill Organiser, you’ll find it easier than ever to track your expenses, savings, and debts. Once you start using it, you’ll discover how helpful it is to have a clear view of your financial journey.
Designed with simplicity in mind, this budget planner is equipped with straightforward financial categories that won’t confuse you. You’ll be pleased with the 12-month layout, giving you a long-term perspective on your expenses and allowing you to plan ahead. Tracking your spending habits has never been easier.
However, if you prefer a more personalised approach to budgeting, the limited customisation options may not be ideal for you. The larger dimensions of the planner might also be a bit cumbersome for some, especially if portability is a priority. Lastly, be aware that the paperback cover could wear down over time with consistent use.
In conclusion, the Budget Planner and Monthly Bill Organiser is a valuable tool for those who wish to take control of their finances. Its simplicity and long-term format make it perfect for beginners, but some users may prefer a more customisable and portable option. Overall, this budget planner is worth considering if you’re looking to make progress on your financial goals.
Seedawn A6 Budget Binder Planner

Grab this budget planner to organise your finances in a stylish and efficient manner!
Pros
- High-quality leather and PVC materials
- Convenient internal compartments and pockets
- Helps manage and achieve budget goals
Cons
- Requires self-assembly of some components
- Bulky zipper slider on wallets
- Limited capacity in pockets
The Seedawn A6 Budget Binder Planner is your ideal companion for keeping track of your finances. Its stylish design and practical internal compartments make it an excellent choice for managing your monthly budget.
The planner is made from high-quality leather, ensuring its durability and a premium feel. It also features clear PVC pockets for storing bills, cash, coins, coupons, and vouchers. You’ll find it easy to organise your expenses with the included labelled budget sheets and stickers.
However, it’s essential to note that some components, such as the dividers and pockets, need self-assembly. Assembling these components might not be a significant inconvenience for most, but be prepared to dedicate some time to setting it up.
The budget planner’s pockets feature a bulky zipper slider, which might make it challenging to fit all 12 wallets in the binder. You might need to decide which wallets are most crucial and prioritise their use to maximise space.
Though the planner’s pockets are well-built, they may have limited capacity. Stashing too many items in each wallet may make it challenging to close the binder, so consider distributing your cash and receipts evenly across multiple pockets.
In summary, the Seedawn A6 Budget Binder Planner is a useful and stylish tool for managing your finances, despite some minor drawbacks. If you’re ready to take control of your budget, this planner might be just what you need.
Monthly Budget Planner

Time to take control of your finances with the organised approach of this budget planner, making your money management a piece of cake!
Pros
- User-friendly layout
- Comprehensive expense tracking
- Cost-effective
Cons
- Large size (8.5×11 inches)
- Basic design
- Limited customisation options
Wave goodbye to those messy, easily lost scraps of paper – this Monthly Budget Planner changes the game for managing your bills and expenses. Navigate through the clear layout as you jot down all your important financial information and start to see the big picture.
Relish the satisfaction you’ll feel with the indispensable weekly expense tracker at your fingertips. Yes, your partner might say you’ve become a budgeting pro overnight! But, remember, with great budgeting power comes great responsibility.
While the planner’s large 8.5×11-inch size makes it a tad cumbersome to lug around, the trade-off is a spacious and easy-to-read format. You’ll no longer need those detective glasses to decode your microscopic handwriting. Sure, it’s a bit basic in design, but let’s be honest – who needs fancy frills when all you want is clarity and functionality?
So, grab your pen, embrace the potential of this Monthly Budget Planner, and treat yourself to a well-deserved spending splurge when you hit those budgeting goals. Just remember, I told you so!
Pukka Pad Carpe Diem Budget Planner

If you’re seeking the perfect budget planner, the Pukka Pad Carpe Diem could be your go-to choice for putting your finances in order.
Pros
- Comprehensive 12-month planner with dividers
- Tracking inserts and sticker sheets included
- Packed with positive messages for motivation
Cons
- Contains Dollar ($) symbols instead of Pound (£) symbols
- Metal spiral binding may come apart
- Paper thickness might not suit everyone
When it comes to budget planning, the Pukka Pad Carpe Diem Budget Planner certainly impresses with its thoughtfully created layout. It includes a 12-month planner with dividers, which makes organising your finances a breeze. You’ll be immersed in the practical tracking inserts and sticker sheets provided, which help you manage your budget even better.
One feature that stands out is the positive messages peppered throughout the planner. Let’s face it; budgeting can be quite a chore sometimes. However, these uplifting words will help keep you motivated during your financial journey. And who wouldn’t appreciate a boost of positivity while working on their budget?
Now, let’s address some of the hiccups you might face. You’ll notice that the planner uses Dollar ($) symbols instead of Pound (£) symbols. While it’s not a massive setback, you’ll have to make that mental switch when jotting down your expenses or savings.
Speaking of jotting down, the metal spiral binding might give you a bit of trouble. Though the paper quality and sturdy cover are excellent, its binding may come apart, which could be inconvenient. Bear this in mind when handling your planner on a daily basis.
All in all, the Pukka Pad Carpe Diem Budget Planner offers a practical and aesthetically appealing way of staying on top of your finances. If you can overlook the minor drawbacks mentioned, this might be a perfect companion for your budgeting goals. Happy planning!
Close to the Bone Budget Planner

Achieve your financial goals with this effective and affordable Close to the Bone Budget Planner.
Pros
- High-quality 100gsm paper and sturdy cardboard backing
- Efficient design to reach goals faster
- Doesn’t smudge and keeps tasks organised
Cons
- Limited to black & white design
- Contains 52 pages, suitable for a year of planning only
- Larger A5 size may not be convenient for everyone
Make budget planning a breeze with this user-friendly and practical budget planner designed to help you stay organised and manage your finances more efficiently. With this planner, you’ll never miss another important deadline or forget to pay a bill.
To start with, the thick 100gsm paper ensures you can write without any spillages and ink blotting, while the solid cardboard backing provides a satisfying surface for writing. The simplicity of the black and white design adds to your focus and attention while planning your expenses.
However, the A5 size might be a tad large for some who prefer a more portable budget planner, and the 52 pages might not be enough if you’re looking for a longer-term planning solution. Moreover, the limited design options might not be appealing to those who love a bit of colour in their planning routine.
In conclusion, the Close to the Bone Budget Planner is a great option for those looking to gain control of their finances to achieve their goals, with its efficient planning method and eco-friendly materials. Though it may not be everyone’s cup of tea due to its larger size and black & white design, it’s undoubtedly worth checking out!
RSW International Perfect Day Wedding, Event Planner Budget Notebook

This beautifully crafted RSW International Budget Notebook is worth considering to keep track of your special event expenses.
Pros
- Attractive and durable design
- Page edges foiled in gold
- Clear, ruled columns for easy tracking
Cons
- Limited to A5 size
- Cardboard cover may not suit everyone
- No additional extras, like pockets or tabs
You’ve always dreamed of creating the perfect day for your wedding or event, and with the RSW International Perfect Day Wedding, Event Planner Budget Notebook, you’ll find maintaining your finances has never been this stylish. This A5-sized notebook is more than a financial planner and is both eye-catching and functional – boasting a solid card front and back cover adorned by printed foliage illustrations and gold foiling, you’ll feel like you’re cherishing every detail of your special day.
Inside the book, you’ll be greeted by 120 pages of 70gsm white writing paper, luxurious and smooth to the touch. Each page features gold foiled edges and ruled columns showcasing Description, Budget, Estimate, and Actual headings to make it easier for you to track each expense. Staying well organised is a breeze with this charming notebook, allowing you to focus on the excitement of planning your big day.
The sturdy casebound and threadsewn construction along the spine ensures durability and longevity, even under frequent use. However, this notebook isn’t all about beauty and practicality – it does come with a few downsides. As it is limited to A5 size, those looking for something larger might want to explore other options. The cardboard cover could be too basic for some, and the lack of extras like pockets or index tabs might be a deal-breaker for a few.
In conclusion, the RSW International Perfect Day Wedding, Event Planner Budget Notebook is an elegant and excellently designed notebook to keep a record of the costs of your special event. While it may lack some features, its beautiful design and clarity make it a noteworthy contender for your consideration.
KIFZM A6 Binder Budget Planner

You’ll appreciate this stylish and practical budget planner if you’re seeking an affordable, functional way to manage your finances.
Pros
- Durable faux leather material
- Compact size for portability
- Includes useful accessories (expense budget sheet, clear pockets, memo pad, dividers)
Cons
- Some may find it too small
- Limited design options
- Faux leather might not appeal to everyone
The KIFZM A6 Binder Budget Planner offers you a great solution to keep track of your expenses and maintain financial control. Wrapped in an attractive blue-mint faux leather cover, this compact notebook/planner combo is designed for easy portability, so you can always have it on hand for on-the-go budgeting.
Its well-organised structure, paired with handy accessories such as expense budget sheets and colour divider cards, makes managing your expenditures a breeze. Additionally, clear zipper pockets and a memo pad provide extra space for miscellaneous notes or keeping important receipts safe.
While the A6 size might be slightly limiting for those who prefer a larger planning space, others could find its compact design ideal for everyday use. As for aesthetic preferences, you may either love or feel indifferent towards the faux leather material and colour choice. However, these are minor trade-offs for an otherwise great budget-friendly planner.
In conclusion, the KIFZM A6 Binder Budget Planner is an excellent investment if you’re looking for an accessible, comprehensive, and portable way to manage your finances. It provides the tools needed for effective budget control without breaking the bank, making it a worthwhile addition to your daily routine.
Buying Guide
Ah, budgeting! The bane of many shopping sprees and late-night online hauls. Fear not, for we shall equip you with knowledge on how to choose the perfect planner for your needs. So, strap in and get ready for a rollercoaster of budget-planner learning – here’s the buying guide!
Size and Portability
First, let’s discuss size and portability. A budget planner should have just the right size to fit your preferences. Think about whether you’d like something:
- Pocket-sized for quick access while dashing through the high-street
- Medium-sized to keep in your backpack, ready for impromptu budget chats
- Large-sized for detailed, desk-based budgeting adventures
Layout and Design
Now, let’s examine layout and design. Many budget planner aficionados have a preference for a particular organising style. Some features to consider include:
- Weekly or monthly budget breakdowns
- Space for expense tracking and categorising
- Debt and savings goal sections
- Creative and whimsical designs to counter the potential boredom of budgeting
Paper Quality
You want a budget planner that can survive the test of time, or at least until you’ve spent yours, right? Paper quality plays a crucial role here. Consider the following aspects:
- Thickness to resist ink bleed-through and ghosting
- Smoothness so that your pen can glide like a figure skater on ice
- Durable binding to withstand your budgeting session’s excitement
Additional Features
Who doesn’t love a good bonus feature? Check out these add-ons that could elevate your budget planner experience:
- Pockets for those pesky receipts you always seem to accumulate
- Stickers or decorative elements to brighten up your budgeting mood
- Pre-made templates for easier budget tracking
- Inspirational quotes for that gentle push when budgeting gets tough
Now that you’re armed with these tips, go forth and find the budget planner notebook that suits your style and needs. Happy budgeting!